Publication Details

Defense success

Defense success

John V. Mallon successfully defended Allstate in a coverage dispute involving an adult daughter, temporarily living in her parents’ home, bitten by her parents’ dog.   Allstate claimed that the daughter was a resident of the household and therefore was not covered under the policy as an “insured person.”  Allstate’s position that the policy terms “household” and “resident” were not ambiguous was upheld on Summary Judgment and again by the Appellate Division in a reported decision, Sierfeld v. Sierfeld, 414 N.J. Super. 85 (App. Div. 2010).  The Court found that the insurance policy which excludes coverage for an “insured person” applied to relatives such as the daughter who resided in the home.